Insurance Products ... Security for the Future
MEDICARE
OPTIONS
Your Medicare Plan matters. You want a Medicare plan that will meet your needs.
MEDICARE 2025
Inflation Reduction Act (IRA)
As an Independent Insurance Agent, Karen Archer's goal is to connect you with the information you may need.
Karen Archer can help you review your needs and help you understand the Medicare process and remove the confusion on the different Medicare parts:
Medicare Part A
Medicare Part B
Medicare Part C
Medicare Part D
Medicare Supplement or Medigap Plan
Contact me today to discuss your options and answer any questions, so you can make an informed decision on your Medicare plan . . .
- Remove the confusion from Medicare
- Receive one-on-one consultation and sales support
- Get help comparing plans
- Switch plans with confidence
MEDICARE
SELECT - A - PLAN
* Medicare Disclaimer : We are not affiliated with or endorsed by the Government or Federal Medicare Program. We do not offer every plan available in your area.
Currently we represent 7 organizations which offer 45 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. We are not affliated with or endorsed by the government or federal Medicare program
HEALTH
INSURANCE
Health Insurance is a piece of life’s puzzle that can be difficult to choose, having the proper health coverage that will properly cover the needs of the family with premiums you can afford. Which plan will cover medical, prescription drugs, surgical, hospital, mental health services?
Karen Archer provides consultation and has options to choose a health care plan for individuals or families, groups, and businesses up to size 50. If you are looking for affordable coverage, Karen Archer Insurance represent all health insurance companies and helps to customize health plans that meet specific needs.
Easily find an Affordable Health Plan:
Click HERE to compare rates
To help understand what is the best health insurance plan that will best fit your needs:
HMO (Health Maintenance Organization): Plan limits coverage of care with doctors that are within the plan's network.
PPO (Preferred Provider Organization): Plan where you can pay less if the doctor is within the plan network. If choosing a doctor outside of the plan without a referral there is an additional cost.
POS (Point of Service): Plan where you can pay less if the doctor is with the plan network. A referral from the primary doctor is required to see a specialist.
HDHP (High Deductible Health Plan): Plan where the deductible is higher and typically with lower premiums.
Contact me today to discuss your options and answer any questions, so you can make an informed decision on your family’s health.
DENTAL AND
VISION
DENTAL :
A dental plan that will provide for the needs at all ages, all stages of life, at an affordable rate. A plan that covers preventative routine services or those unexpected visits. Karen Archer will help compare the plans that fit the dental needs that will give you a smile.
PPO (Preferred Provider Organization): Plan where you can pay less if the dentist is within the plan network. If choosing a dentist outside of the plan without a referral there is an additional cost.
Find DELTA Dental Plan :
Click HERE to Get a Quote
Find AMERITAS DENTAL Plan :
Click HERE to Get a Quote
Some dental insurance plans may have an annual maximum benefit limit; therefore, the patient is then financially responsible for the remainder of the calendar year.
VISION :
The importance of obtaining affordable vision insurance and choosing the best plan to always see the future clearly. Eye care services that are provided by a professional, if it is an ophthalmologist or optometrist, are an important part of eye care health and well-being.
Vision Insurance coverage is typically for annual eye exams, coverage for frames, lenses, or contact lens.
Contact me today to discuss your options and answer any questions, so you can make an informed decision on your family’s health.
Find VSP Vision Plan :
Click HERE to Get a Quote
Find AMERITAS VISION Plan :
Click HERE to Get a Quote
LIFE INSURANCE
If there are people in your life who depend on you for support, a Life Insurance Policy is a very important part of making sure that they are taken care of in the event that something happens to you.
Your agent will educate you about the variety of life insurance policy options and help you to choose the best possible policy to make sure that your personal requirements are covered.
Life Insurance Products
Term Life Insurance
Whole Life Insurance
Universal Life Insurance
We work with the best carriers in the industry to make sure that you get the best policy options and insurance coverage – to make certain that your family’s needs are always protected.
Advantages of life insurance
Pays for children's education
Offers protection and financial security to surviving family members
Covers particular needs, such as paying off a mortgage or consumer debt
Compensates for burial expenses
Compensates business following the death of a key employee, or provides buy-out resources to a surviving partner
Can supplement retirement income through funds accumulation
RETIREMENT
AND
LONG TERM
CARE
OPTIONS
Are annuities right for you? Annuities can be a very important part in your retirement goals, may it be in financial or in life goals. Annuities are available in many varieties and features.
Deferred Fixed Annuities
Deferred Income Annuities
Immediate Income Annuities
Let me assistant in reviewing the many options, and educate you, that will be able to find the best option for your future needs. Let me help you create peace of mind, so you can relax and live life during your retirement years.
Disclaimer: We are not affiliated with or endorsed by the Government or Federal Medicare Program. We do not offer every plan available in your area. Currently we represent seven organizations which offer 45 products in your area. Please contact Medicare.gov or 1-800-Medicare or local State Health Insurance Program (SHIP) to get information on all of your options.