One of the most important reasons for having whole insurance for your child is to protect their future insurability.
Children’s Whole Life is a lifelong insurance program with several amounts and payment options to choose from. This fully guaranteed plan will give you the peace of mind knowing your child will be protected for the rest of his or her life.
Children’s Whole Life Insurance from “Karen Archer Insurance, LLC” is simplified coverage that’s easy to apply for.
We are able to design benefit packages at premiums that fit your budget. The plan that you choose will never be decreased. The amount paid will never change, regardless of age and as long as the policy is in force (less any unpaid loans against the cash value)
The plan you choose can increase with the age of your child and grow into an “adult sized” policy that may one day help to protect their own family.
Advantages of our Children’s Whole Life Insurance policy are:
* Available for ages from 14 days
* Additional policies may be purchased in future
* Simplified application
* No medical underwriting and limited health questions
* Builds cash value
* Rates never increase with age and benefits never decrease
With children whole life, you can buy a policy on your child now and give it to them later. This can provide your child with their own life insurance policy they'll have for the rest of their life, as long as premiums are paid. There's no minimum age requirement like with term life.